
Insurance
During your stay in France, you will have to be insured to prevent the possible risks (accident, problem with housing, etc.). The two main insurances are the following ones:
- Liability insurance coverage
Anyone can unintentionally cause harm to others. Civil liability defined by law, creates the obligation to repair the caused damage. Insurers usually include a personal property liability guarantee in multi-risk home insurance, so be sure to check if your contract includes it.
- Home insurance
The rental risk guarantee is an obligation. The home insurance policy can be done with your bank or a private insurer and an online subscription is often possible:
- https://smerra.fr/4-assurances
- https://www.lmde.fr/services/assurance/offres-assurances
- www.assistance-etudiants.com
- www.assurances-etudiants.com
If you plan to drive during your stay, you will also need car insurance.